Brex Pricing in May 2026

Brex's standard pricing for the corporate card and spend management product is $0/month for the basic tier — Brex makes money on interchange fees rather than subscription. The premium Brex Empower tier (advanced spend management, vendor consolidation, bill pay) starts at $12/user/month. Real-world Brex usage costs are essentially zero for the card and basic spend tracking; Empower's tier becomes meaningful at $200-1,500/month for mid-stage companies with serious procurement workflows.

The $1,000 sign-up bonus combined with cash-back rewards (typically 1.5-2.0% on most spend categories) makes Brex effectively profitable from day one for most startup spend patterns. Eligibility focuses on venture-backed startups with $50K+ in corporate bank balances or Series A+ companies. The bonus is genuinely valuable — most early-stage startups recoup the bonus in the first 1-3 months of normal corporate spending. The strategic decision: Brex vs Ramp is the active comparison most startups bake-off. Brex tends to win for venture-backed pre-revenue startups due to underwriting based on cash balance rather than credit history; Ramp tends to win for revenue-generating teams focused on spend control with stronger automation features. Both offer free cards with similar rewards. The $1,000 bonus is a touch-point — the real value is whether you commit to Brex for banking + cards + spend management long-term or use it alongside Mercury (banking) and a separate spend tool. For most venture-backed startups, Brex card + Mercury banking is the typical pattern.